Stash

Join 4+ million people on Stash, a personal finance and investing app where you can buy stocks and funds with $5, experience banking with benefits, save and budget smarter, and learn as you go.

We offer three subscription plans: Stash Beginner, Stash Growth, and Stash+. Each plan is designed for a range of needs and goals and offers unique ways to save and invest. You can pick the plan that’s right for you, with the option to switch as your life changes.

Transparent Pricing

Stash Beginner ($1/mo.)*

• Includes: Personal investment account & bank account access

Stash Growth ($3/mo.)*

• Includes: Everything in Beginner + a retirement account

Stash+ ($9/mo.)*

• Includes: Everything in Growth + 2 custodial accounts, metal debit card†, 2x Stock-Back™ rewards‡, & monthly market insights.

Stash: Smart Financial Management

Brief: Stash is an innovative financial app designed to streamline your everyday banking and investment needs. Offering an FDIC-insured banking account featuring a Stash debit card, this app stands out by providing unique avenues to earn stock rewards and invest with as little as $5. With a focus on financial education and automatic saving options, Stash is committed to promoting financial literacy and smarter money management.

Core Features:

• 🏦 Early Payday: Receive your paychecks up to 2 days early with direct deposit, without worrying about overdrafts, minimum balances, or hidden fees. 🕒
• 📈 Earn As You Spend: With the Stock-Back® rewards program, earn stocks and funds representing your shopping habits directly through the use of the Stash debit card. 🛍️
• 💰 Micro-Investment Capability: Start investing with as little as $5 in fractional shares of over 200 stocks, bonds, and ETFs. Stash simplifies the investment process with no additional trading commissions. 🌱
• 🎓 Comprehensive Financial Education: The Stash Learn platform offers extensive guidance, from learning guides to financial news, helping you grasp various aspects of saving, budgeting, and investing. 📘
• 🤖 Automatic Saving and Investing: Employ tools like Round-Ups for saving spare change, Smart-Stash for effortless saving, and Set Schedule for regular investment contributions. ✨

Pros:

• 👍 Convenience: Integrates banking, saving, and investing in a single app, making it easy to manage finances on-the-go. 📱
• 👍 Accessible Investing: Enables investment in fractional shares, which is ideal for users with limited capital. 🌿
• 👍 Educational Resources: Provides Stash Learn to empower users with knowledge to make informed financial decisions. 🏫
• 👍 Incentivized Spending: Rewards everyday purchases with stocks or funds, aligning spending with investment growth. 💳

Cons:

• 👎 Subscription Fees: Stash charges monthly fees, which could be a downside for cost-conscious users. 💲
• 👎 Ancillary Fees: There may be additional fees incurred that are not included in the monthly subscription price. 🛑
• 👎 Limited Free Features: Some features might require upgrading to a paid plan, which might not appeal to every user. 🔒
• 👎 ETF Pricing: Users should be aware that Investing in ETFs will consist of embedded fees/expenses. 📊

Price:

• 💵 The app itself is free to download, but it operates on a subscription model. There might be additional fees associated with certain services or products within the app.

Community links are not provided as Stash is not a game app.