Experian

The UK's most trusted credit score* is available for free. Get free access to a wide range of our services, from credit score checks, credit card comparison & eligibility and personal loan comparison & eligibility.

Your Experian Credit Score is a straightforward way of showing how lenders may view your application. As part of a credit check, companies may look at whether you’ve paid back your credit on time, how much credit you currently have and how you’re managing it. The better your credit score the better your chances are of getting a credit card, loan or even a mortgage, along with great rates for each.

Experian

Brief: Experian helps streamline your financial management by allowing you to compare credit cards and loans effortlessly. Acting as a credit broker, this impartial service provides valuable insights into your credit viability, granting tools and resources to equip you for better financial decisions without negatively impacting your credit score.

Core Features:

• 📊 Credit Score Tracking: Keep tabs on your Experian Credit Score on the go.
• 🔍 Loan & Credit Card Comparison: Compare a range of credit cards and loans to find the best fit for you.
• 📈 Acceptance Likelihood Estimation: Discover how likely you are to get accepted for personal loans and credit cards before applying.
• 🧠 Financial Education: Access financial tips, articles, videos, and expert advice to enhance your creditworthiness.
• 🛡️ Security: Log in quickly and securely with fingerprint or PIN.

Pros:

• 👥 Impartial Searches: Enjoy unbiased search results from Experian acting as a credit broker, not a lender.
• 🚫 No Credit Harm: Regular checks on your credit score through the app won't affect your credit rating.
• ⚙️ User-Friendly Interface: Easy app navigation makes managing your credit information straightforward.
• 🤝 Expert Support: CreditExpert subscribers benefit from additional support, score improvement tips, and daily updates.

Cons:

• 📱 Limited Device Compatibility: Not designed for tablet use, which may restrict some users.
• 🌐 Partial Market Coverage: While comprehensive, Experian's search tool doesn't cover the whole market, possibly omitting some available products.
• 💼 Brokerage Model: As a broker, Experian may receive commissions, which might raise concerns about potential conflicts of interest for some users.
• 🔄 Daily Updates for Subscribers Only: Free accounts miss out on the daily credit score and report updates available to CreditExpert subscribers.

Price: 💵 Experian offers both free and paid services. Subscribers to the CreditExpert service gain access to additional features and daily updates. Pricing details are specified within the app or Experian's official service channels.

Experian Official Site

For additional information on managing your credit and making educated financial decisions with Experian, please consult the official website provided.